✌️ It’s a fact that many of you have been in a situation where you look at your wallet and wonder: “What did I buy then I’m out of money?” or “ I remember that I didn’t buy too much”. This is the time you need to pay more attention to your spending or in other words find effective money saving tips if you want to have a certain amount of capital later to do business or you want to do a job, do something meaningful in your life.
The problem that you save USD 1 per day compared to USD 100 day will be difficult to come to fruition if you do not have the right money saving strategy. Even the fact that you still think you will save money when you regularly declare your spending sheet does not necessarily make you tighten your wallet. That job is just a premise for you to generalize how your spending is. It is more necessary to combine with the tips that we shares below.✍️🏆🚗💰
And of course, not all of these tips apply to everyone. You just need to glance and choose for yourself the money saving tips that suit you best, you will quickly find yourself becoming a lot more mature through that way of spending and saving. You will be able to meet all the essential needs, while still leaving a large amount of capital that you probably never thought you could do.
1. Fixed weekly expenses to actively save money
2. Rule of 7 days before deciding to buy
3. Rule of 10 seconds before payment
4. Buy a piggy bank for coins
5. Invite friends home to “snack” instead of going to a restaurant
6. Liquidate old things instead of throwing them in the trash
7. When shopping: Write a list to buy and “stick to” the goal
8. Give up the “money-consuming habits”
9. Bring a certain amount of cash when going out
10. Cheap shopping is an effective money-saving tip
11. Don’t spend money just to relieve stress
12. Gift giving: A service instead of an expensive gift
13. Tips to save money by limiting your shopping
14. Minimize “Food Bills”
15. Create a visual reminder of your debt – if any
16. Share with friends and relatives so that they will always remind you every time you are tempted
17. Set aside a certain amount to reward yourself
18. Never give up
The story told that: One time, children my age were brought into a room one by one. A woman came and gave each of us a piece of candy. Before leaving the room, she also warned, within fifteen minutes, if we don’t eat that candy, when she comes back, she will reward us with another candy. One-for-two deal. Double profit. Any four-year-old would be intrigued by this offer. But fifteen minutes for a four-year-old is a very long time. Especially when there is no one around to prevent it, it is difficult to resist the temptation of that candy. So many times I want to eat it. I even licked it. I had a hard time not eating that candy. I tried singing, dancing, thinking all I could to get rid of the candy, and finally the woman came back. It took years for me to understand. The researchers tried to get as many children as possible to participate in the experiment. The results they obtained were quite impressive. The kids who didn’t eat the candy or tried to hold their appetite for those long fifteen minutes did better in school, lived in harmony, and were better able to handle situations than kids who ate the candy right away. And the future, great success will belong to the children who overcome the temptation of the candy more than the children who eat the candy right away.
👉1. Fixed weekly expenses to actively save money
Fixing 1 weekly spending will help you quantify the maximum amount allowed. At the same time, you can also easily rebalance your income and expenditure between weeks so that in a month you won’t have a deficit or overspend. Start listing out the necessary expenses for a week and keep in mind how much money you can spend in a day.
It will be quite difficult at first, but when it becomes a habit, you will feel light and this is an effective way to save money and extremely useful for your pocket.
👉2. Rule of 7 days before deciding to buy
An effective way to save money that anyone can do, is whenever you have a need to buy a necessary item, wait after 7 days to ask yourself about that need. If you still don’t change your mind then buy.
In many cases, you will find that the buying needs have passed and you will have to save yourself some money by simply waiting.
If you want, you can make a list of these 7 days and the dates you will revisit it. However, in my opinion, you should just keep it in your head, because that way you will only remember the important things.
👉3. Rule of 10 seconds before payment
Every time you select an item to add to your cart, before checking out spend 10 seconds wondering why you bought it and if you really need it. If a suitable answer is not found, return the item. This helps you not to spend money “impulsively” and waste it on unnecessary things.
Most of our shopping habits do not have a specific plan, and sometimes you want to buy just because they are beautiful…. So this is a way to help you save money and control your own mindless shopping.
👉4. Buy a piggy bank(Pi) for feeding coins
Never underestimate the small coins because when you save them in a certain period of time, you will have a pretty good deal. From now on, buy a piggy bank, make it a habit to feed the pig every evening, take care of it until the day you need a source of capital to open a business shop. If you have a habit of putting money in your pocket, you should regularly rummage through your closet to feed “Pi”.
After a while, you will be surprised at how much you raise your own “Pi”. This is a super useful money-saving tip to apply immediately.
👉5. Invite friends home to “snack” instead of going to a restaurant
Another money-saving tip that you can easily apply is to limit going out, eating, and entertaining outside. Because of going out, you often do those things at home to save money on your wallet.
Almost all activities at home will cost less than going out. With some close friends, instead of inviting them to coffee or eating out at a restaurant, you can invite them home to make a quick meal, sit and chat with a few homemade drinks. Everyone is having fun, the costs are low, and chances are they’ll reciprocate your feelings shortly after.
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👉6. Liquidate old things instead of throwing them in the trash
Have you ever thought that the things you don’t use are not necessarily out of use? The development of e-commerce helps sellers get closer to buyers, trade becomes easier and everything can be “on the floor” and make money, no matter how much or little.
Before that, your leisurely shopping made the wardrobe and furniture more and more full. While in reality, a piece of clothing you will wear for no more than 6 months and it can be located in the bottom of the closet. It’s an unnecessary waste, but it can be taken advantage of.
Before you throw them in the trash or hide in the depths of your closet, you should consider getting rid of them on websites or consignment stores. From there, you will save some money on the cost of buying new items later.
👉7. When shopping: Write a list to buy and “stick to” the goal
Spending and wasting money on unnecessary things is something that everyone encounters and is difficult to control. So what is an effective way to save money every time we go shopping?
Before you go shopping, you need to make yourself a list of essential items to buy, then stick to these items when you go to the store. Avoid looking at other items as much as possible, as well as adding unplanned items in the shopping cart. This will be especially effective for girls who “look good at everything”, “overstretched hands”.
Looking to save money? Make a list of all the things you need to buy and don’t buy anything off the list, that’s all.
👉8. Give up the “money-consuming habits”
Consider your money-consuming habits, whether it’s useful or not, how much money it costs 1 day, 1 week, 1 month… From there to be motivated to give them up if you want to save money super. Those habits can be cigarettes, alcohol, shopping madness, even just the habit of looking at online shops or the habit of “inviting girls out”…
A simple example for you to visualize specifically. If you have a habit of smoking, on average you smoke a pack a week, the price per pack of cigarettes ranges from USD 10 – 50. So a month you spend from USD100-200 for this habit. Not to mention small habits such as drinking iced tea, weekly drinking sessions…If you add up these amounts, you will be very surprised at the amount of money you spend on habits that are not necessarily good for your health. That’s his.
👉9. Bring a certain amount of cash when going out
A small fun fact for those of you who do not know: Swiping a card will create a stimulating feeling when shopping. Not to mention attractive promotions when you swipe your card. You don’t see the money you spend, so you will want to buy more and find it difficult to control your urge to shop. So what if you’re looking to save money?
Carrying a certain amount of cash when going out will help curb every time you are “in the mood” for shopping. That is the most effective money saving tip in this case. If necessary, you can leave your credit card at home. In cases where it is not absolutely necessary, you will have more time to think.
👉10. Cheap shopping is an effective money-saving tip
Most of us will have the habit of buying at the familiar store. However, before deciding on a familiar store, you should do a price comparison of the stores around, choose the cheapest store to be loyal. This guarantee will save you an expense in life.
👉11. Don’t spend money just to relieve stress
Mood is the main reason why you make many spending decisions that are not necessarily wise. When you’re happy, you’ll want to treat yourself to something. And when you’re sad, you’ll want to buy something to improve your mood.
It is “dangerous” for your wallet if you have a habit of spending money just to relieve stress. I also used to spend money to relax after stressful working days. But I eventually realized that it didn’t solve the problem completely but created another problem for me when I looked at the account balance.
So how to super save money without being affected by the mood? What you can do better is practicing a certain sport or meditating, practicing yoga or any other hobby, simply playing with the neighborhood kids… These things help your mood. you better and restrain your shopping thoughts.
👉12. Gift giving: A service instead of an expensive gift
For new parents, help them babysit for an evening as a small gift to give them some space. Or for families with pets, agree to take care of their pets when they travel, or take care of the lawn and bonsai as a gift for the new owner. They are always a special and easy-to-make gift for anyone that means more than money.
👉13. Tips to save money by limiting your shopping
Doing so is just an incentive to save, not being bothered by temptations. Especially for girls, they often like to go shopping, hang out at shopping centers, places where you will be able to indulge in unplanned spending at any time.
👉14. Minimize “Food Bills”
👉Have breakfast at home and prepare lunch to take to work
Instead of having breakfast and lunch in restaurants and bars, you should teach a little early to have breakfast and be ready to prepare lunch to take to work. This not only helps you save a lot of money, but also ensures your health and safety.
👉Drink a lot of water
Drinking plenty of water is also a way to reduce portion sizes. Drinking 1 cup of filtered water before each meal will help you eat less, digest better and save on food bills.
👉Combine food processing in 1 time for 4 sessions
For dishes that are a bit complicated to prepare, you can buy several meals at a time. After processing, divide into small meals, put on the freezer compartment to preserve. The food processing will help you save money when buying in bulk or the cost of gas, electricity, etc.
👉15. Create a visual reminder of your debt – if any
A debt reminder wherever you are most visible will always motivate you, giving you the motivation to save money wherever you are. As with anything, motivation is always a very important factor in the process of implementing all the ways to save money and effectively.
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👉16. Share with friends and relatives so that they will always remind you every time you are tempted
Please share with your friends and relatives so they know your money saving plans and dreams. They will be the one to remind, pull you back every time you spontaneously want to spend money on something unreasonable.
👉17. Set aside a certain amount to reward yourself
Saving money is a goal to always aim for, however, you also need to know that if you don’t know how to reconcile yourself, reward yourself at the right times, but stick to being super-saving, one day you “explode”.
Just like eating rice, the longer you fast, the more hungry you become and when you are eaten, you will eat it wholeheartedly to make up for the previous time. This is not good at all.
Therefore, set aside a separate account to reward yourself with your favorite item or take a trip somewhere to relax, how to make money saving tips natural and comfortable.
👉18. Never give up
To have capital to start a business, you will not have to save money for a few days to get it. So learn to persevere over a long period of time. Find yourself books or websites, finance blogs and articles on starting a business and learn new things as well as motivate and inspire yourself to keep going. destination.
With 18 money saving tips, hopefully you will soon save a huge amount of capital and use it effectively.