This book is the accumulation of 15 years of my own research,
teaching, and experience on the topic
of becoming a millionaire from nothing.
These pages contain important ideas and strategies
that I discovered while reading hundreds of books
and thousands of articles on getting rich.
These ideas and strategies are presented in a simple,
proven way so you can learn
and apply them right away.
When I was a teenager,
growing up in Pomona,
my family never had much money.
So my dream,
my aspiration is to become a millionaire
when I’m 30.
I’m sure many people have similar dreams.
However, by the time I turned 30,
I was still the same empty pocket
as I was when I was 20.
Then I did the thing that changed my life.
I began to ask:
Why are some people more successful than others?
I want to know how people start from nothing
and eventually become millionaires?
This question inspired me to find the answer and write this book.
I focused on the self-made millionaires
who made their careers because of their distinctive observable
and measurable qualities and behaviors.
They started from scratch
and miraculously crossed the million-dollar mark
as a result of the inevitable.
What I’ve learned is that to be successful in life,
you have to be a special type of person.
To rise above the majority,
you must develop qualities and principles
of discipline that the average person does not have.
The most important factor in achieving financial success is not money.
The deciding factor here is that you have
to become the one who makes money and holds it.
The 21 principles of success are the key
to achieving success in all areas of your life,
not just whether you make a lot of money or not.
These principles are so effective
that you can apply them to accomplish anything you want.
You will find that there are many methods and skills close to you,
because they have been discovered for hundreds of years.
I see myself above all as a successful student,
a teacher with great ideas,
rather than an inventor of new concepts.
I believe in the biblical statement:
“There is nothing new under this sun.”
Since you’re reading this book,
I know one of your great goals in life
It is to be an extraordinary person,
to realize more,
more of your true potential.
Each success principle will help you move faster
to the beautiful life ahead.
Enjoy your journey.
To my beloved son, David – excellent student,
great businessman and future millionaire
Chapter 1: Causal law
What you are about to learn can change your life.
These ideas, insights,
strategies have brought financial success to millions men and women,
young and old,
rich and poor.
These principles are simple,
and easy to apply.
They have been tested
and proven many times
and they will work for you too
if you know how to embrace them and apply them to your life.
We are living in the greatest moment in human history.
More and more people are becoming rich,
starting with nothing.
Currently in the US there are about 7,000,000 millionaires,
most of which are self-made,
and this number increases from 15% to 20% every year.
We have hundreds of millionaires
and over 200 self-made billionaires.
We have never seen
so many rich people in human history.
The great thing is,
nearly everyone starts from scratch.
More than 90% of people
who become rich started with nothing.
these self-made millionaires have gone bankrupt
or near bankruptcy 3.2 times.
The most successful people often fail many times
before they find the motivation to succeed.
millions of people have done it and you will too.
The immutable law of human fate is the law of cause and effect.
This law is simple but powerful.
According to this law,
every particular effect has a cause,
and every action causes a reaction.
According to this law,
success is not an accident.
Financial success is the result of certain actions,
one after another,
until you achieve the financial independence you desire.
Nature is inherently a neutral.
The natural world,
the society doesn’t care who or what you are.
The law of cause and effect says
that if you do what others have done successfully,
you will also achieve the same results as them.
And if you do nothing,
you will have nothing.
According to the law of cause and effect,
when you learn the secrets of becoming a millionaire
and apply them in life,
you will achieve results
and get rewards far beyond what you have ever had.
Here is an important point that you should remember.
No one is better than you and no one is smarter than you.
No one is better than you and no one is smarter than you.
One of the big reasons you don’t achieve financial success is
that you believe others are doing better than you.
This is not correct.
In fact, most millionaires were once ordinary people with average education,
working ordinary jobs,
living in neighborhoods with average living standards,
in average houses and driving average cars.
But they find out what financially successful people do,
and they do the same things until they get the same results.
It’s not a mystery and it’s not a coincidence.
When you think and act like millionaires do,
you will achieve the same results.
Simply put, this is the result of the law of cause and effect.
Here are 21 successful self-made millionaires.
Each of these principles is essential to becoming a millionaire.
Simply failing to apply any of these principles can sabotage,
or even destroy,
your chances of achieving prosperity,
The great thing is that you can learn each principle
by practicing it over and over
until it becomes as natural as breathing.
Just like learning to ride a bicycle or learning to drive a car,
you can learn these success principles and apply them to your life.
There are no limits other than the one you set for yourself by your thoughts.
Now let’s get started.
1. Dream big dreams
Dream big dreams,
only big dreams have the power to move people’s souls. — Marcus Aurelius
The first secret to becoming a millionaire is simple:
Dream big dreams.
Allow yourself to dream.
Imagine a life you love.
Think about how much money you want to earn
and have in your bank account.
All great people started with a dream of something good
and different from what they have now.
You probably know the lyrics of this song:
“You must have dreams if you want dreams to come true“.
This is true for you and for anyone.
Imagine there are no limits to what you can achieve,
have or do in life.
Right now, imagine you have all the time,
resources and everything you need to get what you want in life.
If you had unlimited potential,
what kind of life would you aspire to create for yourself and your family?
Practice thinking “back from the future”.
This is an effective method that active people practice continuously.
This is a thought that has a surprising effect on your mind and behavior.
That thinking applies here:
plan yourself for the next 5 years.
Imagine the 5 years you have passed
and how wonderful every aspect of your life is right now.
What was that life like?
We are self-made millionaire.
What are you doing?
Founder of Angel shop system in Bangladesh.
Where are you working?
Angel shop system in Bangladesh, Indian and Malaysia.
How much money are you earning?
100.000 Ringgits per year.
How much money do you have in your account?
180.000 Ringgits per year.
What lifestyle do you currently have?
Create your own vision of a long-term future.
The clearer your vision for health,
the faster you will achieve them.
When you create a clear mental picture of where you are going in life,
you will become more positive,
and determined to make it happen.
You unleash your natural creativity
and go from idea to idea to help you make your vision come true.
You always tend to move towards your dominant dreams,
images and visions.
The very act of allowing you
to dream big dreams increases your self-esteem
and helps you feel more loved and respected.
It completes your self-image
and boosts your confidence,
self-esteem and happiness.
Dreams and visions will attract and encourage you
to do better than you had before.
Here comes a big question that needs you
to constantly ask and answer:
What would I dare to dream
if I knew I couldn’t fail?
If you could guarantee success in any goal in life,
big or small,
short term or long term,
what would it be?
What big goal would you dare to dream
if you knew you couldn’t fail?
Whatever that goal is,
write it down on paper
and begin to imagine that you’ve achieved it.
Then look back at your present moment.
What will you do to get to your desired destination?
What steps do you need to go through?
Max incomes, min expenditure,
discover opportunity to invest
What will change your life?
Our incomes daily
What will you start with or give up?
Deposit incomes and invest land
Who is with you?
My love wife
Who is not with you?
If every aspect of your life were perfect,
what would it be?
Whatever you do to make a difference,
you need to take the first step today.
We are self-made millionaire
We must think,
Dreaming big dreams is the starting point for you
to achieve your goal of financial independence.
The number one reason people don’t achieve financial success
is that they never think they can.
So they never tried.
They never started.
They continue to fall into a financial vicious circle,
spending everything they can earn.
But as you begin to dream big dreams of financial success,
you begin to change the way you view yourself and your life.
You start making a difference,
step by step,
until your whole life gets better.
Dreaming big dreams is the starting point for financial success
and the starting point for you to become a millionaire.
Make a list of everything you would do
or try to achieve if you were certain you would succeed.
The best cashier right now
The best husband
The best father
Sell is service
Customer is God
Customers give me 400 tips daily
I am the richest man in Bangladesh
I am finance freedom
I open Angel shop system in Bangladesh, Indian
Then decide on a specific action and execute it immediately.
2. Give clear instructions
A person with a clear purpose will make progress
even on the most bumpy road.
A person without purpose makes no progress
even on the flattest path. — Thomas Carlyle
Let your dreams manifest into clear,
Perhaps the greatest discovery in human history is the philosophy
“You become what you spend most of your time thinking about”.
There are two factors that,
more than anything,
determine what happens to you in life:
what you think and how you think about it.
Successful people spend all their time thinking about their goals.
As a result,
they are constantly working towards their goals,
and those goals are constantly working towards them.
No matter what you spend all your time thinking about,
it grows in your life.
If you are thinking, talking,
and imagine your goal,
then you will tend to accomplish it faster
than people who only think
and talk about their worries and problems.
Here is a seven-step method for setting
and achieving goals that you can use to become a millionaire:
First, determine exactly what you want in each area of your life,
especially in the financial area.
Most people don’t do this.
Second, write down that goal clearly and specifically.
As you write your goals down on paper,
you’ll find a surprising twist between thinking and writing.
Third, give each goal a deadline.
Have a backup deadline if that’s a big goal.
Create your own goals.
Fourth, make a list of the things you need
to do to achieve each goal.
As soon as you have new ideas,
add them to this list until it’s complete.
Fifth, turn the list above into an action plan.
Determine what to do first,
what to do later,
what is more important,
what is less important.
Sixth, start implementing the plan immediately.
You will be surprised how many great goals
and plans never come true because of your procrastination.
Seventh, and perhaps the most important step,
is to do everything every day to bring you closer
to your most important goal.
Taking care of your daily actions will help you achieve great success
in whatever area you want to accomplish.
Here, do the following exercise.
Write the phrase “Goals” at the top
of the page with the current date.
Then list 10 goals that you want to achieve
in the next 12 months.
Write your goals in sentences in the present tense,
even if a year has passed and you have achieved them.
Begin writing each goal with the word “I” to imply
that it is a goal that is specific to you.
By listing 10 goals for the next year,
you put yourself in a separate group of people
who make up only about 3% of society.
Because the sad reality is that up to 97% of people
never make a list of goals in their life.
Once you’ve established 10 goals,
review each one and ask yourself:
Which of the goals on this list,
would have the most positive impact on my life?
Regardless of your answer,
circle that goal and make it your number one,
most important goal in the future.
Set a deadline,
make an action plan,
and do everything every day to get closer to that goal.
From now on,
think and talk about that goal at any time.
Think and talk about how you can achieve that goal.
Think and talk about different steps
you can take to make your goal a reality.
This exercise will stimulate your creativity,
and your hidden potential.
Always think on the page.
Sit down, write down your goals
and make a plan to achieve them.
This exercise has make you a millionaire.
Deposit 5000 ringgit per month
Associate with my wife
We are the founders of the Angel shop system
3. Consider yourself an owner
I am the captain at the helm of my soul;
I am the master of my destiny. — William Henley
From now on,
take 100% responsibility for what you have and will have.
Do not give reasons
or blame others
for your troubles and shortcomings.
Stop complaining about the things
you find unsatisfactory in your life.
Do not criticize others for anything.
You are responsible for yourself.
If there’s something in your life that you don’t like,
it’s your responsibility to change it.
You are responsible for yourself.
The top 3% of Americans always consider themselves their own boss,
no matter who pays them.
The biggest mistake you can make is thinking
you’re working for someone else,
You are always on your own.
No matter where you are working now,
you are the director of your personal service corporation.
When you consider yourself a boss,
you develop an entrepreneurial spirit,
the spirit of independent,
Instead of waiting for something to happen,
make it happen.
Think of yourself as the person in full responsibility
for your health,
and everything that exists in your life.
This is the mindset of a self-made millionaire.
People who hold themselves accountable are results-oriented.
They are always active.
They are willing to take on the task
and always ask to take more responsibility.
As a result,
they become the most valued person in the organization.
They are always prepared to hold positions
of greater power and responsibility in the future.
You should do the same.
The question is:
If you were the company’s director for a day
and were solely responsible for the results,
what would you decide to change immediately?
Whatever it is,
write it down,
and do it now.
This action can change your life.
Identify the good reasons
why you are not fully committed to your financial goals.
I have 100% responsible for my life and my assets
Do you blame someone
or something for holding you back in life?
Whatever it is, take full responsibility
for your life and take action now.
4. Do what you love
When you start doing things you really love,
you’ll feel like you don’t have to work a day in your life. — Brian Tracy
Doing what you truly love is one of the biggest secrets to financial success.
One of the most important responsibilities in life is
that you must find what you truly love,
the area in which you have a natural talent,
and then focus your whole mind on doing it in the best way.
Millionaires are all people
who have found an area where their strengths
and their talents are exactly
what the job requires and they achieve the desired results
Most millionaires say they “never had to work a day in their lives”.
You have to find an area you are really passionate about,
a job or an area that you absolutely enjoy,
focus all your attention,
is a natural demonstration of your special talents and abilities.
When you do what you truly love,
you will find yourself filled with energy,
and ideas to do it better.
Here’s the question:
if you made a million dollars (tax-free) tomorrow,
what would you continue to do tomorrow?
This is a big question.
what would you do
if you had all the time and money you needed
and were free to choose your career?
Millionaires, if they had a million dollars,
they would keep doing what they’re doing.
Only they will do things differently
or better or to a higher degree.
But they love their job so much that they would never think of giving it up.
Perhaps the greatest responsibility in life as an adult,
when you are faced with so many different career choices,
is to find what you truly love and give your all for it.
And no one else but you can do this for you.
Identify the type of work you like best.
What activities have contributed the most to your success in life by far?
Make all customers are the very important person in my shop
If you could do any job and be successful there,
which job would you choose?
Set it as a goal, make a plan and start working towards it today.
5. Committed to perfection
The quality of your life will be determined
by the depth of your commitment to perfection,
whichever field you choose. — Vince Lombardi
Tackling today is the best for what you can do.
Set a goal for yourself to become the top 10% in your field,
whatever it is.
This decision will help you succeed,
great success in your work,
can become a turning point in your life.
Nearly all successful people excel in their chosen field.
Remember that no one can do better
than you and no one is smarter than you.
Everyone in the top 10% today started
from the people in the bottom 10%.
All the people who are doing well in their current jobs
have done poorly in the past.
All of the top people in their fields have worked
in other fields for a while.
And with countless others doing well,
so can you.
Here’s a great rule for success:
Your life is only better when you do better.
And since there’s no limit to how much better you can be,
there’s no limit to how much better you can make your life.
The determination to achieve perfection,
to be in the top 10% of the people in your field,
is the turning point in your life.
This is the key to success.
It is also the foundation for your confidence,
self-esteem and pride in yourself.
When you really do well at what you do,
you will feel great about yourself.
Excellence at work affects your entire personality
and relationships with others.
You will feel happy and proud when you know
that you are among the leaders in your field.
This is one of the most important questions you must ask yourself
and answer between now and the end of your career:
if I develop and use it perfectly,
will have the greatest impact?
The most positive impact on my life?
You may not be good at everything right now,
but you can identify a skill that is most useful to you,
and then focus your whole mind on it,
effort to develop that skill.
Set it as a goal.
We get the wonderful tips daily
150 at day shift and 200 at night shift
End 2022, we have 50.000 ringgit in bank account
We deposit 80% our incomes,
deposit first then spend rest.
And every day strive to do better in that area.
We count and be happy with total incomes daily
You will be amazed at the difference your determination
to succeed can make.
This determination will make you a millionaire in your career.
Identify the areas where you are primarily responsible in your current job.
Make all my customers fell happy, pleasure and happy
What parts of your job do you have to actively perform well
in order to help you become a leader in your field?
Where are your strengths and weaknesses?
Make a plan so that you develop the skills
that will help you achieve the most success.
6. Work longer, work harder
The harder I work, the more luck I get. — James Thurber
All self-made millionaires work a lot,
and a lot.
They often start work earlier,
work harder and stay in the office later.
They are the most famous of the hardest working in their field.
And everyone knows that.
Let’s practice the “40 +” formula.
According to this formula,
you work 40 hours a week to survive,
what you do over 40 hours is to achieve success.
If you only work 40 hours (average is about 35 hours)
then all you do is just to survive.
You will never go beyond.
You will never achieve great financial success.
You will never be appreciated and respected by your colleagues.
You will forever be just a regular worker
with 40 hours of work per week.
But every hour beyond your 40 hours is an investment in your future.
In fact, you can tell exactly where you’ll be in the next 5 years
by looking at the number of overtime hours
you work in addition to the 40 hours you work per week.
There’s no substitute for working harder here.
American millionaires work an average of 59 hours a week.
A lot of people work 70 or 80 hours,
especially those just starting out in their careers.
They work an average of 6 days a week,
instead of an average of 5 days a week,
and their workdays are longer.
If you want to make a phone call to a millionaire,
call the office before and after normal business hours.
They were in the office
when their “office hours” colleagues arrived
and were still there when their co-workers left.
Here’s an important rule:
work all the time you work.
When you work,
don’t waste time.
When you get to the office,
sit down and get to work right away.
When people want to talk to you,
find an excuse and say,
“Sorry, I have to get back to work.”
Don’t waste time cleaning,
chatting with coworkers,
or reading the newspaper.
Please work during the entire working time.
From now on you become the hardest worker in the company.
This will help you get the attention of people
who can help you faster no matter what you do.
Make a plan today to increase your working hours each day.
Get to the office an hour earlier
and get to work right away.
Work during your lunch break even
when others have already taken a break.
I love my job, I am the best cashier
Stay in the office an hour later.
This strategy will double your work capacity
while only working two extra hours a day.
7. Lifelong learning
Continuous learning is the minimum requirement
for success in any field. — Denis Waitley
You have almost endless possibilities
to learn and improve in your chosen field.
You have more intelligence,
and wisdom than you would ever use
if you strive to develop yourself for the rest of your life.
You are smarter than you imagine.
There’s no obstacle you can’t overcome,
there’s no problem you can’t solve,
there’s no goal you can’t achieve
by applying the power
of your intellect to each situation.
But your mind is like a muscle,
it only grows when it is used.
Just as you have to stretch your muscles to develop them,
you must also exercise your mental muscles to develop your mind.
The good news is that the more you learn,
the more you can learn.
It’s like the more you play sports,
the better sports you get.
The more you strive for lifelong learning,
the easier it will be for you to learn.
Leaders are inquisitive.
Continuous learning is the key to the 21st century.
Lifelong learning is the minimum requirement
for any success in any field.
Decide today that you will be a good student in your field,
and you will continue to learn and get better throughout your life.
There are three important principles that you can learn for a lifetime.
The first, you must spend
at least 30 to 60 minutes a day reading about your niche.
Reading is a way to exercise the mind,
just like exercise with the body.
Read an hour a day,
finish a book a week.
If you read one book a week,
you will read 50 books a year
and 10 years you will read 500 books.
Since the average adult doesn’t read one book a year,
when you start reading one hour a day,
one book a week,
this gives you a huge advantage.
You will become one of the smartest, best,
highest-paid people by simply reading for an hour a day.
The second is that you listen to radio programs while you drive.
The average person sits in a car about 500 to 1000 hours a year,
which equates to 12 to 24 hours per week,
which equates to three to six months of work
and one to two semesters at a university.
Turn your car into a learning machine,
into a university.
Never drive a car without turning on the educational program to listen.
A lot of people become millionaires
by learning through radio shows.
This is why radio programming
is often called the greatest educational breakthrough
since the invention of the printing press.
The third is to participate in courses and seminars
that you find can help you improve your competence in your field.
The combination of books,
and seminars will save you hundreds
of hours and thousands of dollars and
years of hard work to achieve the level of financial success
that you won’t be able to achieve.
Make a commitment today to become a lifelong learner.
You will be surprised at the impact it has on your career.
Lifelong learning can be the key to becoming a millionaire.
Choose a topic that can help you be more productive,
more effective in your field.
Set a goal to become an expert in that subject.
This is positive mindset in all situations.
Make it a “do it yourself” project.
Reread that topic every day.
Listen to a radio program on that topic.
Joining into the conference.
Embark on a project as if your future depended on it.
8. Pay yourself first
Keep a portion of your total earnings.
If you don’t save any money,
you won’t be able to sow the seeds of success. — Clement stone
Make a commitment today to save and invest at least 80%
of your income over your entire working life.
Deposit 80% of your salary each time you receive it into a special account
for financial accumulation.
If over the course of your life you’ve saved $2.000 a month
and invested in a mutual fund at least 80% a year,
you’ll have over a million dollars in your account
when you retire.
This means that anyone,
including minimum wage earners,
if they start saving early and save long enough,
can become a millionaire
by the time they reach retirement age.
Developing the habit of saving
and investing money is not easy.
It requires determination
and a strong will.
If you see this as a goal, write it down,
make a plan,
and do it.
When this habit eats into your subconscious and becomes inevitable,
financial success will surely come your way.
thrifty in everything.
Be careful with every penny,
Question every spending.
Postpone major shopping decisions for at least a week,
if not a month.
The longer you have to decide,
the better you will make the decision
and the better you will get.
The main reason retirees have to suffer poverty is
because they have spent lavishly before.
They buy what they like without thinking.
They fall victim to the so-called “Parkinson’s law”,
which states that “costs rise to keep up with income”.
This means that no matter how much money you make,
you will spend as much, or even more.
You never save and get out of debt.
Don’t let yourself fall victim to Parkinson’s law.
If you don’t save 10% of your income,
start saving 10% of your income today
into a separate savings
and investment account.
Do this at the beginning of each month,
before you even have to pay off your debts.
Live on 90% of your income.
Once you’re more comfortable
with 90% of your income,
increase your savings to 20%,
and keep increasing.
In a year,
you will save 50%
and maybe 60% or 70% of your income
and live comfortably with your income and expenses.
At that time, your savings
and investment accounts will also start to grow.
You will be more cautious with your spending
and your debts will start to be paid off.
Within a year or two,
you will be in control of your entire financial life
and will be on your way to becoming a millionaire.
Anyone who tries this process will find it effective.
So apply it yourself.
Open a special account to accumulate finance from today.
Put some money in the account,
it doesn’t matter how much.
Then give it an opportunity to gradually grow that account.
I have one bank account with my wife.
Let’s start studying money
so that you understand how it grows and develops.
Read books and magazines by experts in the field.
I read books daily
Never stop saving,
learning and growing until you become financially independent.
9. Learn every detail about your job
If you become excellent at what you do,
nothing can stop you from getting paid better
and getting promoted faster. —Dan Kennedy
The market will pay great rewards
for excellent performance,
average rewards for average performance,
poor rewards with failure,
despair for poor performance.
You should aim to become an expert in your chosen field
by learning every detail
to make your job better and better.
Read every magazine written in your field.
Read and research the latest books.
Take courses and seminars from experts in your field.
Join a professional or trade association,
attend every meeting and network
with other leaders in your field.
According to the law of information aggregation,
an individual who is able to combine
and use the most amount of information in any field will quickly
become the leader of that field.
If you are a sales person,
become an active student
who spends his life studying the sales process.
the top 20% of salespeople earn 16 times more
than the bottom 80%,
The top 10% earn even more.
If you are a manager,
be determined to become a well-known professional manager.
If you are starting your own company,
learn business strategies and tactics
and try to come up with new ideas every day.
Set a goal for yourself
to be the best in your business or profession.
A detail, a perspective,
a small idea can also be a turning point in your career.
So keep looking for it.
Identify trends in your work.
What core qualities or key skills will help you
become a leader in your field in the future?
I smile at customers,
I talk sweet to customers,
I make them fell comfortable, friendly,
pleasure and happy in my shop.
Come up with a plan today and develop those skills,
applying it in your daily work.
10. Serve others wholeheartedly
You can get everything you want if you help others get what they want. — Zig Ziglar
The rewards you receive in life are always proportional
to your service to others.
Millionaires are obsessed with customer service.
They think about their customers anytime, anywhere.
They are constantly finding new and better ways
to serve their customers.
Ask yourself these questions:
What do customers really want?
What customers appreciate?
What can I do for customers better than others?
Why are my customers buying someone else’s product today
and what do I have to do to get them to buy from me?
Your success in life will be directly proportional to
what you do after you do what is expected of you.
Always look for opportunities to do more than you get paid.
Always look for ways to “go the extra mile”
to do more for the customer
than is required and paid for.
Because remember on this “extra mile” will never encounter traffic jams.
Your customers are the people on
whom your success depends.
This means that your superiors
and colleagues are as customers
as the people who buy your products/services.
Your customers are also people
whose success and satisfaction depend on you.
This is the question you must ask yourself and answer yourself:
What can I do today to add value to my customer service?
Find ways to add value to the things you do
and the people who depend on you every day.
A small improvement in the way you serve your customers
can be an important foundation
for your financial success.
Never stop looking for little ways
to better serve your customers.
Today, customers value speed more than in the past
So whenever a customer asks for something,
you should say:
“Dear customer, yes right here”.
These are the sweetest words your customers want to hear.
Identify your most important customers,
both inside and outside your organization.
Who do you depend on the most?
Who depends on you the most?
I can make almost customers become big customers
From today, what can you do to take better care of them?
11. Be completely honest with yourself and with others
Mindset is the starting point of all prosperity,
all great inventions,
discoveries and all other achievements. — Claude m. Bristol
Perhaps the most valued
and appreciated quality you can develop is integrity.
Be absolutely honest with everything you do,
your work and your actions.
Never compromise with integrity.
Remember that your word is your covenant
and your credibility comes first in business.
Every successful business is based on trust.
Whether you become a millionaire
or not will be determined by the number of people
who trust you,
are willing to work for you,
give you trust,
lend you money,
buy your products and services,
and help you in your projects for difficult times.
Your character is the most important asset
you can develop throughout your life,
and the foundation of your character
is integrity that you can cultivate.
The first key to developing integrity is being true to yourself,
in all things.
The highest honesty is with the person inside you.
Being honest with yourself means doing it well.
Integrity is reflected on the inside through personal honesty
and outwardly through the quality of work.
The second key to developing integrity
is being honest with others.
Be real with everyone.
Never say or do something that you do not believe is right,
Deny your integrity in exchange for anything.
Live to the highest standards you know.
Here is a question for you to regularly ask and answer:
What would my world be like
if everyone were like me?
This question forces you to set high standards
for yourself and continually raise them further.
Act as if all your words and actions have become universal laws.
Present yourself as
if everyone is watching you and taking you
for granted mirror.
And when in doubt, do the right thing,
whatever it is and how much it costs.
Any problem in your life can be solved by returning to your values.
What are they?
What do you believe in and stand for?
I have wonderful partner, my wife.
Whenever you feel stressed,
it means you are compromising one of your values.
Regardless of the stress,
try to be as honest as possible in this moment
with the things that you believe are important in your life.
12. Determine your highest priority and focus your mind on it
“He who hesitates is often not steadfast in anything.”
Do what needs to be done now. — Brian Tracy
When you develop the habit of shaping your dominant priorities
and focusing your whole mind on them,
you will be able to accomplish anything you want in life.
This core tactic is the key driver of high income,
and financial independence for thousands,
even millions of people.
Your ability to determine your highest priority
and work towards achieving it is an important test
and yardstick by which to measure your willpower,
discipline, and character.
This is the hardest habit to develop
but most important if you want to have great success.
Here is a method.
Make a list of everything you have to do
before you start working on any goals.
Establish priorities on that list
by always asking yourself these four questions:
What are my highest-value activities?
Of the things you do,
which one has more outstanding value to your work and business?
Why am I getting paid?
What exactly were you hired to do?
Focus on results, not activities.
What can I and only I do, and if done well,
will make a real difference?
This is a special mission that only you can do.
If you don’t do it,
no one will do it better.
But if you do it and you do it well,
it can make a meaningful difference in your business and in your life.
What is that mission?
What is the most valuable thing
I spend my time doing right now?
There will be only one answer
to this question at any one time.
Identify the most valuable thing you spend your time doing and then
Getting to work right away is the key to your financial success.
Finally, focus on one task,
the most important task,
and stick to it until it is 100% completed.
Be patient and don’t get sidetracked or confused.
Push yourself into the work until it gets done.
If you continually define priorities
and focus on the task of highest value,
you will be able to perform at your best.
Gradually, this habit will become automatic
and will guarantee success in life.
Just this habit can make you a millionaire.
Identify the most important thing you can do right now
to achieve your most important goal,
then train yourself to do that,
just one thing,
until it’s 100% done.
Love my job, I can make my customers happy and laugh
The ability to do this job,
this job alone can change your whole life.
13. Build a reputation for speed and reliability
Do your job,
but don’t just stop at work.
Just a little more,
and this “little” will have more value than the rest. — Dean Briggs
Time is the money of the 21st century.
Everyone today is living in an extraordinary rush.
Customers don’t even know right now they want a product
or service that they wanted yesterday.
People are getting less and less patient.
Loyal customers will change providers overnight,
if someone else serves them faster than their current provider.
Today, “instant gratification”
is still not fast enough as one would expect.
Your job is to build a reputation for speed.
Develop a “sense of urgency”.
Develop an inclination to act.
Act fast to seize the opportunity.
Act quickly when people want
or need something.
Act fast when you see something that needs to be done.
When your boss or client asks you to do something,
you put everything aside
and do it so quickly that it surprises them.
Have you ever heard someone say,
“Whenever you want something done,
give it to a busy person.”
Celebrities who are agile will attract more opportunities
and are more likely to come to them.
They have more opportunities to do more things
and do it faster than people
who only work when they feel inspired.
When you combine your abilities
to choose the task
that needs the most priority with a commitment
to doing it fastest and best,
you will find yourself moving forward.
More opportunities will open up to you than you can imagine.
Pick an important task that you can’t delay to start
or complete and commit to it immediately.
I love my life, my wife, my son and my assets
Repeat the mantra over and over again:
“Do it now! Must do now! Must do it now!”.
14. Prepare to climb from peak to peak
Victory is not at any moment but at all times. — Vince Lombardi
Just like a mountaineer, after climbing a mountain,
he will have to go down the valley
before climbing another peak,
so your life and career will be a series of ups and downs.
Have you ever heard the saying:
“Life is a process of two steps forward,
one step back” yet?
Business also has cycles and trends.
There are down cycles and up cycles.
Often, trends in business can lead
to a complete change in the entire industry.
We see the example of the Internet today.
The Internet and technological developments
in every way are changing many established ideas
and beliefs about the way business is done.
Develop a long-term perspective.
Take a longer look in everything you do.
Plan two, three, four, five years into the future
and don’t allow yourself to be emotionally unstable
with the short-term ups and downs of everyday life.
Remember that everything
in your life moves
in its cycles and trends.
Stay calm, confident and comfortable
with the transient fluctuations in your career.
When you have clear goals and plans
that you are working on every day,
gradually the general trend in your life will move forward and upward.
Identify important cycles and trends in your business.
Where is the market going?
What is changing and how do you adapt to those changes?
What do you need to do today to be ready
to take advantage of tomorrow’s new world?
Whatever the answer is, do it now.
I do my best daily.
15. Self-discipline in all things
Self-discipline is the ability
for you to be able to do what you need to do,
when you need to do it,
whether you like it or not. — Elbert Hubbard
Self-discipline is the most important quality for success in life
and for becoming a millionaire.
If you can train yourself to do the things you need to do,
in the time of need,
whether you like it or not,
then success will surely come to you.
The key to becoming a millionaire
is having a long-term perspective combined
with the ability to delay immediate gratification.
It’s the ability to set a long-term goal
for you to become financially independent,
then discipline yourself every day,
just to focus on doing what ensures you’ll eventually succeed,
achieve long-term goals.
Self-discipline requires self-control,
The difference between successful people and unsuccessful people is
that successful people have a habit of doing things
that unsuccessful people don’t like to do.
What are those?
The things that unsuccessful people don’t like to do are the same things
that successful people don’t like to do.
But no matter what,
successful people still do those things they don’t like
because they realize that this is the price they have
to pay for the success they crave.
Successful people focus more on gratifying results,
while unsuccessful people pay more attention
to methods that bring joy.
Successful people often act to achieve goals,
while unsuccessful people act to relieve stress.
Successful people do the hard,
and important things.
In contrast, unsuccessful people like to do things for fun,
which gives them instant gratification.
The great thing is that when you train yourself in one area,
your spirit of self-training in other areas also increases.
Each time you practice self-training,
your self-esteem also multiplies.
You love and respect yourself more.
The more discipline you practice in the little things,
the more likely you are to accomplish the great ones
the law of hardship is necessary
for you to seize great opportunities
and overcome tough challenges in life.
Remember, everything in life is a test.
control and self-discipline.
Test to see if you can do the most important things on your own
and stick with them until they are done.
Check to see if you can focus on what you want
and where you’re going,
not just thinking or talking about things you don’t want
or problems you’ve had in the past.
As you pass each of these tests,
you move forward and “step up” to the next.
When you pass this test,
you have also moved forward in life.
Success requires tons of discipline.
Because as Jim Rohn said,
“Discipline weighs a pound, while failure weighs a ton.”
Change one thing at a time.
Identify an area of your life
where you see a lack of discipline as affecting your success.
If I give up,
I lost all,
I am empty hand,
my wife, my son,
my life and my assets
Get disciplined in that area today.
Start with determination.
Tell others about your decision.
Exceptions are not allowed
until the new habit is firmly established.
This decision can change your life.
16. Unleash your natural creativity
Imagination is more important than reality. — Albert Einstein
Here comes some better news.
You are a hidden genius.
You are smarter than you imagine.
You have more intelligence and creativity than you have ever used before.
Your brain has 10 billion cells,
each of which is connected
to about 20,000 other cells
by a complex network of neurons and dendrites.
This means that there are more combinations
and permutations of cells in your brain
than there are molecules known in the universe.
So the possibilities for developing ideas
to help you succeed are endless,
which means your possibilities
for success are also endless.
Your creativity is stimulated by
first, strong goals;
second, urgent matters;
third, the core questions.
The more you focus your mind on achieving goals,
or answering tough questions in your personal
or business life,
the smarter you become
and the better you focus your mind on future work.
Your brain and creativity are like muscles.
The more you use them, the stronger and more resilient they are.
ou can boost your intelligence
and IQ by practicing creative thinking every day.
creativity is just another word for “innovation”.
Whenever you have an idea to reinvent a part
of your work to find a new,
cheaper and easier way to do it,
you are at the peak of your success creation.
Just like you build muscles
by training with bodyweight exercises,
you can also develop your mind by exercising.
Here is an exercise to help you develop your brain
and help you discover the genius hidden within you.
Take a blank sheet of paper,
write at the top of the page the most important goal
and the most prominent issue in the form of a question.
For example, you could write:
“I can double my income in two to three years?”
Now, write yourself down at least 20 different answers to that question.
Please choose one of the answers and do it right away.
You will be surprised at the results you achieve.
Write down on paper the most prominent problem
or goal that you most want to achieve.
Then imagine that this problem has been solved perfectly
or that this goal has been achieved with great results.
What are the solutions or achievements?
We are wonderful parents, wonderful couple,
the richest man in Bangladesh
What would you do immediately to bring about this result?
Remember, action is everything.
17. Socialize with the right people
Five years from now you will still be the person you are today,
unless you meet friends and read books. — Charlie Jones
85% of your success and happiness in life is determined
by the quality of the relationships you develop in your personal
and professional activities.
The more people you know and the more people
who know you in positive relationships,
the faster you are likely to succeed and move forward.
It seems that in every turning point in life,
there will always be someone who will either help you or hinder you.
Successful people have the habit of building
and maintaining a network of trusting relationships.
As a result, they do more than people
who just come home from work
and watch TV every night.
Everything is related.
Nearly all of your problems in life arise as a result
of you having inappropriate relationships
with the wrong people.
All of your great success comes from having good relationships
with good people
people with whom you help each other.
More than 90% of your success is determined by your “society team”.
Social groups are defined as people you hang out with
and stay with on a regular basis.
You are like a chameleon in that
you will be influenced by the attitudes,
and beliefs of the person with
whom you spend most of your time.
If you want to be a successful person,
go out and associate with positive people.
Make friends with people who are optimistic,
and constantly moving forward in life.
At the same time,
stay away from negative,
or complaining people.
If you want to fly with eagles,
you can’t find turkeys.
Millionaires are constantly growing their networks.
They join trade and industry associations,
attend every meeting,
and are interested in activities of groups.
They introduce themselves to people at social
and commercial events,
hand out business cards
and talk about what they do.
And this is one of the best strategies.
Whenever you meet new people,
suggest to them to talk about their business
and specifically to tell you
what you should know to send to the client.
And then, as soon as possible,
see if you can bring customers to them.
Be a “come and giver” rather than a “come and receive”.
Always find ways to “give”
before you start thinking of ways to “take”.
The best way for you to network
and build your relationships is
to constantly find ways
to help others achieve their goals.
The more you give,
the more rewards you will receive
from the most unexpected.
Identify the most important person in your life,
both now and in the future.
What can you do to help them in life
and work so that they are willing to help you?
Identify the people you should get to know.
What can you do for them in advance
so that they can do whatever you need in return?
Remember, first sow the seed, then reap.
18. Take care of your physical health
The key to happiness is a healthy mind in a healthy body. — Theodore Roosevelt
We are living in the greatest time in human history,
in terms of health and longevity.
Today, people can live better
with longer life expectancy than in the past.
You should aim to live to 80,
or even 100 years old with good health
and you can absolutely do this.
First of all,
aim to live to be at least 80 years old.
Then look at your current health habits
and see if your current lifestyle can help you live well into your 80s.
There are three important things required
for a healthy,
happy and long life.
The first is the right weight.
Make it a goal to stay at a healthy,
manageable weight and maintain that weight
for the rest of your life.
Here is a six-word formula to lose weight and get in shape,
which is “eat less, exercise more”.
The second is to eat right.
And the key here is to eat healthier food and eat less.
Eat plenty of protein-rich foods,
and anything else that contains sugar.
Do not eat more salt than necessary
and white flour products.
Divide your portion into several small meals,
it’s better than eating one big meal.
When you have complete control over your eating habits,
it will be easier for you to control other habits in your life.
The third key to longevity is proper exercise.
This requires you to be physically active for about 200 minutes a week
or an average of 30 minutes a day.
You can exercise in many forms such as walking
for 30 to 60 minutes three to five days per week.
you should join a health club
or have exercise equipment at home
and exercise with more intensity.
To live a long and healthy life,
you need to set clear,
specific goals for each of your health levels.
You plan and execute the plan daily.
This requires self-control, self-control,
self-training, and the rewards will be extraordinary.
If your financial goal is to have more than a million dollars,
your health goal is that you also need to live long enough
to be able to enjoy a good life
with the money you have.
Identify a health habit that you need
to promote so you can live a healthier life.
Maybe cut back on desserts.
Then, take this as a challenge and resolve
to train yourself until the new habit is firmly established.
Drink and eat less sugar,
eat more fruit and drink milk
19. Assertiveness and propensity to act
Taking up arms against the waves of the sea of suffering,
in doing so,
suffering will cease. — William Shakespeare
One of the qualities of millionaires is that they always think clearly,
then make decisions quickly.
They forge to take action and immediately execute their decisions
when they make them.
They act fast and get quick feedback from their own actions.
If they see something wrong,
they will quickly correct themselves and try another way.
The key to your success is to commit.
Successful people are assertive
and they try to do more things than others do.
According to the Law of Probability,
if you try different things to achieve success,
the probability is that you will eventually find the right way,
at the right time.
Unsuccessful people are hesitant.
They know what they should
or should stop doing,
but they don’t have the character
or will to make firm decisions.
As a result,
they are swept away for the rest of their lives,
They don’t get rich
or become financially independent.
They can do more than that,
but they compromise themselves,
When you are assertive and inclined to take action,
you will hit the gas for the rest of your life.
You get more done in a day than anyone else.
You move forward faster than the people around you.
You pour more joy,
more passion into your cup of energy,
enthusiasm and motivation.
This positive energy will propel you towards your goals faster.
Ask yourself what action,
if I did it right away,
would most positively affect my results?
Whatever your answer is, do it now.
Deposit 5.000 ringgit monthly
20. Never allow failure to be an option
There is nothing scarier than fear itself. — Franklin d. Roosevelt
The fear of failure is the biggest hindrance to human success.
Note that it is not failure that prevents you from succeeding,
because failure makes you stronger,
and more determined.
It is the fear of failure or the anticipation
of failure that can paralyze your thoughts and actions,
holding you back,
preventing you from doing what needs
to be done to achieve great success.
Once, a young journalist asked Thomas J. Watson,
the founder of IBM,
how he could achieve success faster.
“If you want to succeed faster,
you have to double your failure rate” he replied.
Success lies on the other side of failure.”
Dare to move forward.
Millionaires are not gamblers,
but they are always willing to take premeditated risks in goal orientation
in order to achieve greater rewards.
In fact, your risk-taking attitude
is the single most important indicator
of your willingness to get rich.
Whenever you’re faced with a risky situation,
“What’s the worst thing that will happen if I move forward?”
As J. Paul Getty,
a millionaire in the oil and gas industry said:
“You should make sure,
whatever it is,
it’s not going to happen.”
everyone is afraid of failure.
Everyone is afraid of loss and poverty.
Everyone is afraid to make mistakes,
afraid to fail.
But millionaires are those who dare to face failure cautiously,
and take action no matter what.
Ralph Waldo Emerso wrote:
“Make it a habit throughout your life
to do the things you fear.
If you do the things you fear,
fear will no longer follow you.”
When you dare to act,
there will be invisible power to help you.
Every act of bravery will increase your courage in the future.
Whenever you act in the direction
of moving forward without assurance of success,
then your fear is reduced and your courage
and confidence increased.
You will eventually reach the point
where you are no longer afraid of anything.
Perhaps the best quote from the Apollo 13 movie is that of Eugene Krantz
NASA’s research team leader.
When everyone around him began to ponder the possibility
that he might have lost the spaceship and the astronauts,
he pulled them together by declaring loudly:
“Failure is not an option. !”
Your job is to commit yourself to becoming a millionaire.
Your job is to define clear goals,
write them down,
and work towards them every day.
you must keep reminding yourself,
in whatever problem or difficulty you experience,
that “Failure is not an option”.
This is the attitude that,
more than anything,
will guarantee your long-term success.
Identify what your great fear in life is for example,
failure, criticism or opposition,
and act as if that fear did not exist.
No matter, sometimes fight my manager,
there are little customers comes my shop
Imagine that you are sure to achieve success
if you only act in the direction of your goals and dreams.
Then do it.
21. Overcoming the “test of perseverance”
Nothing in this world can replace perseverance.
It is not talent,
because there are many talented people who still fail.
Not a genius, because it is well known
that genius is often not rewarded.
It is not education,
because this world has too many educated people who are neglected.
and determination have absolute power. — Calvin Coolidge
Persistence is the iron quality of every person.
Persistence in human character is like carbon to steel.
This is an indispensable quality
that goes hand in hand with great success.
One of the greatest secrets of perseverance and success is this:
Program your subconscious mind
to persevere in the face of the difficulties
and disappointments you will encounter on your way to success.
Determination is that you never give up,
no matter what happens.
When you are swamped
with so many difficult problems,
you will not have enough time
to develop the perseverance needed
to be able to solve the problems.
But if you plan ahead for the inevitable ups and downs in life,
when they come, you’ll be in full control of your mind.
You will be prepared in advance.
The courage to persevere in the face of any challenge,
more than anything,
will ensure your success.
Your greatest personal asset
is that you are more persistent than others.
persistence is the measure
of your belief and ability to succeed.
Remember, this whole life is a test.
To have great success,
you must pass the “test of perseverance“.
These tests are usually short,
It can come at any time,
often without warning.
You have to take the test of perseverance
whenever you face difficulties,
disappointments or unexpected crisis in life.
That’s when you show yourself
and those around you what really makes you.
Epictetus the ancient Greek philosopher once wrote:
“Conditions do not make man.
It just exposes him to himself.”
What is certain in your life is a cyclical meltdown.
If you live a busy life,
you will have a crisis every two or three months.
In between these inevitable crises will be successive difficult problems.
And the more you try to achieve many goals,
dream big dreams,
the more determined you are to become a millionaire,
the more crises and difficulties you have to go through.
The only factor you can control is
how you deal with setbacks and failures.
If you always deal with difficulties in a positive and constructive way,
the stronger you become and able
to deal with the next problems and crises.
You will eventually reach a point
where your determination reigns.
What is the most difficult situation you are facing in your life right now?
We must focus on, persistence and discipline
Whatever the difficulty,
imagine it taught you the valuable lesson
you need to be more successful in the future.
What is that lesson?
From this point on,
always look for valuable lessons in every difficulty and failure.
You will always find
and it will help you on your way to becoming a millionaire.
Success is predictable
I repeat the most important message in this entire book,
which is: “Success is predictable.”
Success is not about luck,
or being in the right place at the right time.
Success is predictable like the sun rising in the East
and setting in the West.
By practicing the principles you just learned,
you will move forward in life.
You will have a distinct advantage over those who do not know
or practice these principles.
You will have an edge that will give you a winning edge
for the rest of your life and career.
If you persist in doing what successful people do,
nothing in this world can stop you from succeeding.
You are the architect of your destiny.
You are the driver of your destiny.
There is no limit to stop you,
except the limit you create yourself
with your own thoughts.
Remember, you can be as good
or better than the people you meet.
You are an outstanding individual.
You are more intelligent and talented
than anything you have ever realized
or used up to now.
You have within you the hidden ability
to accomplish all the beautiful things in your life.
The biggest responsibility in your life is
to dream big dreams,
define exactly what you want,
create a plan to get there,
practice the strategies taught in this book,
take action every day.
day into your dreams and goals,
never give up.
By performing these actions,
you have placed yourself on the side of the angels.
When you are determined,
success will surely come to you.